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We make financing simple so you can focus on
your patients

Get in touch with us today and learn how we can help you choose a financing solution right for your dental practice.



Ready to work together with Wells Fargo Retail Services?

Our multi-use patient financing program makes treatments possible


The Wells Fargo Health Advantage credit card program offers your dental patients the flexibility to pay for treatments over time.

  • General Dentistry
  • Cosmetic Dentistry
  • Endodontics
  • Implants & Dentures
  • Oral Surgery
  • Pediatric Dentistry
  • Periodontics
  • Prosthodontics
  • Orthodontics

We offer a comprehensive program to help you build your practice.

Our credit card program addresses patient concerns about treatment costs and supports your practice in meaningful ways.

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Competitive plans and terms

Your patients benefit from more plan options to support their needs, fewer treatment limitations due to their insurance or money on hand, and competitive rates you’ll both appreciate.

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Innovative, time-saving digital tools

Keep your practice running smoothly and ease back office management by making day-to-day transactions easier than ever.

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Dedicated relationship managers

Expect relationship-driven service and program support you can rely on from our dedicated team — just a call or click away.

Dependable tools for your practice

Powerful digital processing options

Our online tools let you conduct business from anywhere at any time1

  • Patients enter their own personal information, saving time and reducing errors.
  • The end-to-end paperless process streamlines applications and transactions.2
  • Financial information is transmitted directly and securely to Wells Fargo.

Powerful digital processing options

Our online tools let you conduct business from anywhere at any time.1

  • Patients enter their own personal information, saving time and reducing errors.
  • The end-to-end paperless process streamlines applications and transactions.2
  • Financial information is transmitted directly and securely to Wells Fargo.
A client submitting a mobile application A client submitting a mobile application

Text to apply3

Give your patients the added convenience of using our text to apply capability through our mobile application.

Laptop screen with business reports Laptop screen with business reports

Business reporting

Access our business reporting tools and merchant summary reports, freeing you up to do what you do best — care for your patients.

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Marketing support

Leverage marketing tools provided by our team, designed to bring patients back to get the services they need.

Frequently Asked Questions

What are some of the benefits of the Wells Fargo Health Advantage credit card program?

The Wells Fargo Health Advantage credit card program offers special financing promotions, low pricing on many of the most popular promotions, and a competitive Annual Percentage Rate (APR) for your patients.


Why should I offer the Wells Fargo Health Advantage credit card program if I already accept general purpose credit cards?

Unlike general-purpose credit cards, the Wells Fargo Health Advantage credit card program offers flexible, special terms promotions. In the end, your patients have the option to get the recommended treatment today and pay for it over time with convenient monthly payments, keeping their cash and other credit cards available. A revolving line of credit allows patients and family members to return to your practice for extended treatments and follow-up visits.


What kind of training do you provide?

After you sign up as a Wells Fargo Health Advantage credit card program provider, a representative will send a start-up kit complete with marketing materials, including patient brochures, tent cards, and window stickers, to your office and schedule a program training session with your staff to answer questions about financing and the program. Throughout the training, your representative will walk through the consumer application, credit decision, provider payment process, and answer any questions you may have.



Let's work together to help expand your practice

Ready to enroll with Wells Fargo Retail Services?

1. This process requires an internet connection. Please ensure your device is able to connect to the internet using your own data package. This process does not include a Notice of Right to Cancel. If you conduct business outside of your normal place of business (e.g., consumer home, fair, trade show, expo, etc.), you’re still required to notify your customers of their rights.
2. Paper applications and invoices must continue to be available for those customers who do not agree to receive the terms and conditions electronically.
3. Message and data rates may apply.