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Frequently Asked Questions

How do I enroll in your credit card program?
If you would like to learn more about the application process for our consumer credit card programs call us today at 1-800-248-5012, Monday – Friday, from 7:30 am - 5:30 pm Central Time. You can also request a call from our team by .
Does Wells Fargo Retail Services, a division of Wells Fargo Financial National Bank, provide credit card programs anywhere in the U.S.?
Yes. We offer credit card programs to businesses anywhere in the United States.
Would you consider purchasing my accounts receivable?
Yes. We consider the purchase of portfolios of various sizes.
What types of financing options can you offer my customers?
We offer a full menu of special term promotions, including 0% APR, special rate, and no interest if paid in full with regular monthly and equal monthly payments. We can also customize promotional offers for your unique industry or market.
How do you process applications?
We offer several options for application processing, including via phone, fax, and online. Customized options may also be available.
Can my customers apply for in-store credit online?
Yes. If your company has a website, we can provide a link from your site directly to our at-home application, for your customers to apply.
Will my customers receive a credit card?
Yes. Your customers will be mailed a plastic credit card within 7 days of their credit application approval. This credit card, issued through Wells Fargo Financial National Bank, is a revolving line of credit that can be used for purchases at participating businesses who may offer special financing options on purchases made with this card.
How will my business be funded?
Your funds will be directly deposited to your account through Automated Clearing House.
How can Wells Fargo Retail Services help me market to my customers?
We offer a full-service marketing team that can provide cardholder direct mail campaigns, promotional mailings, point-of-sale materials, customized applications and credit cards, statement marketing, and more.


for account assistance or to pay your bill online.

Increase business with:

  • Greater customer purchasing power
  • Special terms promotions
  • Unique marketing opportunities
  • Consistent credit approvals
  • Competitive credit limits

Online Resource Center

Your one-stop financing program resource to help you use and promote this credit card program.

Contact us

Call 1-800-248-5012
Mon – Fri: 7:30 am - 5:30 pm
Central Time