Credit Card Agreements


When you learn the details of your credit card agreement, you can make informed choices about credit and your finances.

For new accounts or for existing accounts opened on or after November 1, 2021, you may view or download the account agreements using the links below.


If you do not see your credit card agreement, you can request a copy by calling Customer Service or complete the online request form.

  • Dillard's Credit Cardmembers call 1-800-643-8278 Monday through Saturday, from 7:00 am to Midnight Central Time, and Sunday, from 10:00 am to 8:00 pm Central Time
  • Dillard's American Express® Cardmembers call 1-866-834-6294, 24 hours a day, 7 days a week

Credit Card Guide to Benefits

The Guide to Benefits describes the benefits in effect as of 10/1/2020. These benefits services are available to you as a Dillard’s American Express Card member.

The Dillard's American Express® Card is issued and administered by Wells Fargo Bank, N.A.

This credit card program is issued and administered by Wells Fargo Bank, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.