Credit Card Agreements

When you learn the details of your credit card agreement, you can make informed choices about credit and your finances.

For new accounts or for existing accounts opened on or after October 1, 2023, you may view or download the account agreements using the links below.

• Dillard's American Express^® Credit Card Agreement (PDF)
  
• Dillard's Credit Card Agreement (PDF)
  
• Dillard's Associate Pay and Buy Card Agreement (PDF)
  
  

If you do not see your credit card agreement, you can request a copy by calling Customer Service or complete the online request form.

• Dillard's Credit Cardmembers call 1-800-643-8278 Monday through Saturday, from 7:00 am to Midnight Central Time, and Sunday, from 10:00 am to 8:00 pm Central Time
• Dillard's American Express® Cardmembers call 1-866-834-6294, 24 hours a day, 7 days a week

Credit Card Guide to Benefits

The Guide to Benefits describes the benefits in effect as of 10/1/2023. These benefits services are available to you as a Dillard's American Express Card member.

Dillard's American Express^® Guide to Benefits (PDF)

You can request a paper copy by calling Customer Service.

Dillard's American Express® Cardmembers call 1-866-834-6294, 24 hours a day, 7 days a week

The Dillard's American Express® Card is issued and administered by Wells Fargo Bank, N.A.

This credit card program is issued and administered by Wells Fargo Bank, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.