Dillard's  Credit Card Program

* Protecting your personal information is important to us; that's why we authenticate your ID.

     Acceptable forms of ID include, but are not limited to, state issued drivers license/identification, or military ID.

     Acceptable forms of ID include, but are not limited to, state issued drivers license/identification, or military ID.

What are the cardmember benefits?

As a cardholder you earn rewards points for every $1 in purchases charged to your Dillard's Credit Card.1 For every 1,500 points you earn, you'll receive an all-day 10% Off Rewards Shopping Pass.2 All merchandise. Any department. You choose the day.
Plus, you can enjoy other great benefits and savings throughout the year, such as:

  • Exclusive Dillard's events and offers
  • Early access for select clearance events
  • Special financing opportunities on qualifying Dillard's purchases. See "Club Plan Financing" below.

When you charge $2,000 or more each calendar year with your Dillard's Credit Card, you can enjoy Elite Status 3, which includes:

  • Complimentary standard shipping for online purchases at dillards.com4
  • Complimentary gift wrapping for in-store purchases5
  • Exclusive Elite Bonus Point offers6
  • Invitation to a private shopping even

Dillard's Cardmembers can take advantage of Special Financing with our Club Plan
Take advantage of 0% APR for 12 or 24 months on qualifying Club Plan purchases with equal payments.7 The following special terms financing may be available to you on qualifying purchases if your application is approved:

MEN'S TAILORED CLOTHING

  • Request the 12-month Club Plan on purchases of $200 or more7
HOME FURNISHINGS
  • Request the 12-month Club Plan on purchases of $200 or more7
FURNITURE
  • Request the 12-month Club Plan on purchases of $200 or more, OR the 24-month Club Plan on purchases of $2,500 or more7

(The APR for non-qualifying purchases is 24.99%)

  1. Rewards points are earned on net purchases (purchases minus returns/credits) only. Cash advances and cash equivalents such as money orders and traveler's checks, as well as interest charges and fees, do not earn Rewards Points. See the Dillard's Rewards Program Terms and Conditions for details. Rewards points earned which have not been used toward the issuance of a Rewards Certificate or Shopping Pass will expire at the end of the 12th month after such Rewards points are earned.
  2. Rewards Certificates and Shopping Passes cannot be used for prior purchases, credited to an account, redeemed for cash, or used for purchasing gift cards and must be presented at time of purchase for every eligible transaction by the expiration date shown on the certificate or pass. Your Dillard's Credit Card must be used in conjunction with redeeming Shopping Passes or Rewards Certificates. Purchases subject to available credit limit. Additional restrictions and limitations may apply as stated on the Rewards Certificate or Shopping Pass. See the Dillard's Rewards Program Terms and Conditions for details.
  3. To achieve and maintain Elite status, you must charge $2,000 or more in net purchases (purchases minus returns/credits) each calendar year and keep your account open and be no more than two payments past due. See the Dillard's Rewards Program Terms and Conditions for details.
  4. Standard shipping on Dillards.com purchases is available on each transaction
  5. Standard gift wrapping on in-store purchases is available on each transaction.
  6. Any such promotion(s) or offer(s) may have specific terms and conditions that will be disclosed at the time of the promotion(s) or offer(s).
  7. The Dillard's Cards are issued by Wells Fargo Bank, N.A. Special terms under Club Plan 12 for 12 months apply to qualifying purchases of $200 or more or Club Plan 24 for 24 months apply to qualifying purchases of $2500 or more (for furniture purchases only) charged with approved credit at Dillard's stores. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. Because of rounding, the final payment could be less than other payments. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the Card for other transactions. For the Dillard's Credit Card newly opened accounts, the APR for Purchases is 24.99%. The APR may vary with the market based on the U.S. Prime Rate, and is given as of 02/13/2021. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. See the Dillard's Credit Card Agreement for details.

    This credit card program is issued and administered by Wells Fargo Bank, N.A.

What are the cardholder benefits?

As a cardholder you earn rewards points for every $1 in purchases charged to your Dillard's Credit Card.1 For every 1,500 points you earn, you'll receive an all-day 10% Off Rewards Shopping Pass.2 All merchandise. Any department. You choose the day.
Plus, you can enjoy other great benefits and savings throughout the year, such as:

  • Exclusive Dillard's events and offers
  • Early access for select clearance events
  • Special financing opportunities on qualifying Dillard's purchases. See "Club Plan Financing" below.

When you charge $2,000 or more each calendar year with your Dillard's Credit Card, you can enjoy Elite Status 3, which includes:

  • Complimentary standard shipping for online purchases at dillards.com4
  • Complimentary gift wrapping for in-store purchases5
  • Exclusive Elite Bonus Point offers6
  • Invitation to a private shopping even

Dillard's Cardmembers can take advantage of Special Financing with our Club Plan
Take advantage of 0% APR for 12 or 24 months on qualifying Club Plan purchases with equal payments.7 The following special terms financing may be available to you on qualifying purchases if your application is approved:

MEN'S TAILORED CLOTHING

  • Request the 12-month Club Plan on purchases of $200 or more7
HOME FURNISHINGS
  • Request the 12-month Club Plan on purchases of $200 or more7
FURNITURE
  • Request the 12-month Club Plan on purchases of $200 or more, OR the 24-month Club Plan on purchases of $2,500 or more7

(The APR for non-qualifying purchases is 24.99%)

  1. Rewards points are earned on net purchases (purchases minus returns/credits) only. Cash advances and cash equivalents such as money orders and traveler's checks, as well as interest charges and fees, do not earn Rewards Points. See the Dillard's Rewards Program Terms and Conditions for details. Rewards points earned which have not been used toward the issuance of a Rewards Certificate or Shopping Pass will expire at the end of the 12th month after such Rewards points are earned.
  2. Rewards Certificates and Shopping Passes cannot be used for prior purchases, credited to an account, redeemed for cash, or used for purchasing gift cards and must be presented at time of purchase for every eligible transaction by the expiration date shown on the certificate or pass. Your Dillard's Credit Card must be used in conjunction with redeeming Shopping Passes or Rewards Certificates. Purchases subject to available credit limit. Additional restrictions and limitations may apply as stated on the Rewards Certificate or Shopping Pass. See the Dillard's Rewards Program Terms and Conditions for details.
  3. To achieve and maintain Elite status, you must charge $2,000 or more in net purchases (purchases minus returns/credits) each calendar year and keep your account open and be no more than two payments past due. See the Dillard's Rewards Program Terms and Conditions for details.
  4. Standard shipping on Dillards.com purchases is available on each transaction
  5. Standard gift wrapping on in-store purchases is available on each transaction.
  6. Any such promotion(s) or offer(s) may have specific terms and conditions that will be disclosed at the time of the promotion(s) or offer(s).
  7. The Dillard's Cards are issued by Wells Fargo Bank, N.A. Special terms under Club Plan 12 for 12 months apply to qualifying purchases of $200 or more or Club Plan 24 for 24 months apply to qualifying purchases of $2500 or more (for furniture purchases only) charged with approved credit at Dillard's stores. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. Because of rounding, the final payment could be less than other payments. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the Card for other transactions. For the Dillard's Credit Card newly opened accounts, the APR for Purchases is 24.99%. The APR may vary with the market based on the U.S. Prime Rate, and is given as of 02/13/2021. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. See the Dillard's Credit Card Agreement for details.

    This credit card program is issued and administered by Wells Fargo Bank, N.A.

What do I need to apply?

  • Social Security Number
  • Income information
  • Email address
  • Camera enabled smartphone
  • Acceptable state or federally issued ID (?)

What if I don't have a smartphone and why am I taking a photo of my ID?

If you do not have a camera enabled smartphone, please visit a Dillard's store to complete your application.Find a Dillard's store.

- We ask you for a photo of your ID to help verify your identity. Completing the application will require you to take a photo of the back of your ID using your camera enabled smartphone (we will populate as much information as we can from your ID to expedite the application process) - Wells Fargo has a relationship with a leading third party identity verification service to verify your government-issued ID

If my application is approved when will I receive my card and billing statement?

Once approved, you'll receive your card in about 7 to 10 business days.

You will receive your billing statement within 45 days after making the first charge to your credit card account. If you'd rather receive Online Statements or make payments online going forward, visit www.dillards.com/payonline.. If you don't receive your statement in the mail within 45 days, please call Customer Service at 1-866-834-6294 24 hours a day, 7 days a week.

 
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You are leaving Wells Fargo Bank, N.A.'s website and entering Intellicheck's website. Wells Fargo has contracted with Intellicheck to offer a secure environment for customers to apply for the Dillard's credit card, however Wells Fargo does not provide the products and services on Intellicheck's website. By continuing, as part of your application for a Dillard's credit card, you will be asked to provide certain pieces of information to verify your identity. You may review Intellicheck's applicable privacy and security policies, terms and conditions by clicking here.

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