Dillard's  Credit Card Program

* Protecting your personal information is important to us; that's why we authenticate your ID.

     acceptable forms of ID include, but are not limited to: 1) state issued drivers license/identification; 2) military ID;

     acceptable forms of ID include, but are not limited to: 1) state issued drivers license/identification; 2) military ID;

What are the cardholder benefits?

A Dillard's credit card* is an easy and convenient way to pay for your Dillard's purchases. Plus, as a Dillard's cardholder you can enjoy other great benefits throughout the year, such as:

  • Special promotional offers where available
  • Revolving line of credit that you can use for future purchases
  • Quick credit decision
  • Convenient monthly payments to fit your budget
  • Easy-to-use online account management and bill payment options

The following special terms promotions may be available to you on qualifying purchases if your application is approved.

Club Plan Financing:
Special 0% APR for 12 or 24 months on qualifying purchases with equal payments is available in:

Men?s Tailored Clothing and Home Furnishings ? the 12-month Club Plan is available on purchases $200 or more1

Furniture ? the 12-month Club Plan on purchases of $200 or more, OR the 24-month Club Plan is available on purchases of $2,500 or more1

1 Special terms under Club Plan 12 for 12 months apply to qualifying purchases of $200 or more or Club Plan 24 for 24 months apply to qualifying purchases of $2500 or more (for furniture purchases only) charged with approved credit at Dillard?s stores. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. Because of rounding, the final payment could be less than other payments. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the Card for other transactions. For the Dillard?s Credit Card newly opened accounts, the APR for Purchases ranges from 24.74% to 26.74%. The APR may vary with the market based on the U.S. Prime Rate, are given as of 11/01/2018. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. See the Dillard?s Credit Card Agreement for details.

* Based on your creditworthiness, the credit line available if you apply using this online application process is the Dillard?s Credit Card, which can be used for purchases at Dillard?s stores, online at Dillards.com, or by catalog or phone order. You are applying for the Dillard?s Card, a private label credit card issued by Wells Fargo Bank, N.A. If you apply for credit at a Dillard?s location, you will be considered for both the Dillard?s American Express Card and the Dillard?s Card. The rates and fees associated with these credit products may be more favorable to you if you apply and are approved for credit at a Dillard?s location than if you apply online.

What are the cardholder benefits?

A Dillard's credit card* is an easy and convenient way to pay for your Dillard's purchases. Plus, as a Dillard's cardholder you can enjoy other great benefits throughout the year, such as:

  • Special promotional offers where available
  • Revolving line of credit that you can use for future purchases
  • Quick credit decision
  • Convenient monthly payments to fit your budget
  • Easy-to-use online account management and bill payment options

The following special terms promotions may be available to you on qualifying purchases if your application is approved.

Club Plan Financing:
Special 0% APR for 12 or 24 months on qualifying purchases with equal payments is available in:

Men's Tailored Clothing and Home Furnishings - the 12-month Club Plan is available on purchases $200 or more1

Furniture - the 12-month Club Plan on purchases of $200 or more, OR the 24-month Club Plan is available on purchases of $2,500 or more1

1 Special terms under Club Plan 12 for 12 months apply to qualifying purchases of $200 or more or Club Plan 24 for 24 months apply to qualifying purchases of $2500 or more (for furniture purchases only) charged with approved credit at Dillard's stores. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. Because of rounding, the final payment could be less than other payments. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the Card for other transactions. For the Dillard's Credit Card newly opened accounts, the APR for Purchases ranges from 24.74% to 26.74%. The APR may vary with the market based on the U.S. Prime Rate, are given as of 11/01/2018. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. See the Dillard's Credit Card Agreement for details.

* Based on your creditworthiness, the credit line available if you apply using this online application process is the Dillard's Credit Card, which can be used for purchases at Dillard's stores, online at Dillards.com, or by catalog or phone order. You are applying for the Dillard's Card, a private label credit card issued by Wells Fargo Bank, N.A. If you apply for credit at a Dillard's location, you will be considered for both the Dillard's American Express Card and the Dillard's Card. The rates and fees associated with these credit products may be more favorable to you if you apply and are approved for credit at a Dillard's location than if you apply online.

What do I need to apply?

  • Social Security Number
  • Income information
  • Email address
  • Camera enabled smartphone
  • Acceptable state or federally issued ID (?)

What if I don't have a smartphone and why am I taking a photo of my ID?

If you do not have a camera enabled smartphone, please visit a Dillard's store to complete your application. Find a Dillard's store.

- We ask you for a photo of your ID to help verify your identity. Completing the application will require you to take a photo of the back of your ID using your camera enabled smartphone (we will populate as much information as we can from your ID to expedite the application process) - Wells Fargo has a relationship with a leading third party identity verification service to verify your government-issued ID

If my application is approved when will I receive my card and billing statement?

Once approved, you'll receive your card in about 7 to 10 business days.

You will receive your billing statement within 45 days after making the first charge to your credit card account. If you'd rather receive Online Statements or make payments online going forward, visit www.dillards.com/payonline. If you don't receive your statement in the mail within 45 days, please call Customer Service at 1-800-643-8278, Monday - Saturday, 7:00 a.m. - Midnight Central Time, or Sunday, 10:00 a.m. - 8:00 p.m. Central Time.

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